I am unemployed what should I do

In our unpredictable world, people increasingly value stability, which provides confidence in the future. Work contributes to this stability, so many are terrified of losing it, even if it does not bring any pleasure.

Meanwhile, the number of unemployed increases every year, companies break up, firms close, and employees in demand suddenly acquire the status of “unemployed”.

I lost my job, what should I do?

Keep yourself together

Getting fired is not the end of the world, but an opportunity to start over. Of course, finding a new job is not an easy task, but if it happens, you will have to try to find exactly what the soul lies in.

On the day of dismissal, you should not rush into the embrasure in search of a new job. Relax, collect your thoughts, do not listen to people who are sure that it is impossible to find a job now.

Rule: whoever seeks will always find, acts. Do not give up the support of loved ones if their words really help.

Remember, this is your life and you have the right to manage it the way you want. It is worth taking time to think, let it be a day or two when you just sit down and think in silence.

Often people who lose their jobs come to the conclusion that they never liked it. Fear prevents many people from turning around and believing in their own strength. Dismissing or closing a company is a chance to think about the correctness of your life.

Introspection

Now that you don't have to jump out of bed and rush to work in the morning, there's time for introspection.

If mistakes were made on the last work, draw conclusions. If you were fired, for sure the problem lies not only in the terrible character of the director, but also in your wrong actions somewhere.

It is important to learn to find the positive in unpleasant situations, then it will be easier to adapt to various life changes. Self-analysis will help you understand yourself, realize your mistakes and change your own vision of a particular situation.

We set goals

Goals written on paper are realized much faster than those that are constantly scrolled in the head. It is necessary to paint the action plan in detail, phased implementation will allow you to concentrate on the important.

If you approach this issue with a positive attitude, then finding a job will be an exciting activity that provides new knowledge and useful contacts.

Finding yourself

It often happens that people are content with what they have, because they are afraid to radically change their lives. Probably, for this reason, there are so many dissatisfied people who are not in their place and are forced to pull this strap until the end of their days.

For a purposeful person who wants to find his place in this life, there are no excuses that weak personalities often resort to.

Among the most common excuses that prevent a person from developing and achieving success, it is worth highlighting:

• Lack of experience;
• No vacancies;
• Problems in the country;
• Fear of the unknown;
• Low salary.

If desired, each person can find a job, it is clear that you will have to work hard before the management will appreciate your efforts. But once you set a goal, you can't back away from it. Only perseverance can achieve positive results.

A new job involves learning, well, this is a great opportunity to gain knowledge and experience. Many people believe that you need to learn and develop in youth. But, the saying “live and learn” refutes such illogical arguments.

Human development takes place in constant knowledge of the world, the only way to expand the horizons that will help move on.

Lost my job what to do

Anyone can lose their home. Faced with this problem, some do not lose heart and open up new opportunities for themselves, while others fall into a deep depression, believing that the dismissal will be the beginning of the end.

Adviсe:

So, what to do if overnight you have acquired the status of unemployed?

• To get started, you should register with the Employment Center, unemployment benefits will help you stay afloat for a while;
• Review your expenses, you may have to save on something;
• Until you find your dream job, take care of an additional source of income. There are many opportunities that will help you get money, albeit small;
• Write a good summary and plan your actions. After that, it's time to start sending resumes;
• Set aside time each day to search for jobs online;
• Get ready for interviews. Everything is important: appearance, correct speech, skills, experience from previous places, and so on;
• Upgrade your skills. This means that suddenly appeared free time can be used wisely, courses, seminars, books will help you with this.

Feeling sorry for yourself and standing up for fate is not an option for strong and purposeful individuals. Waiting for the weather from the sea is also not an effective way, you need to tell your friends and acquaintances about the job search, the more people are involved in this, the faster the result will appear.

Search errors

It is worth highlighting the most common mistakes that prevent you from finding a job.

• An incorrectly written resume can be the reason that you will not be hired for a new job;
• Passivity in this matter is not an ally. Be proactive, even if the employer said that he would call back when he made a choice. It is worth knowing the results of the interview and, for example, the reasons for the refusal;
• Late for an interview. It is better to arrive a few minutes early and wait than to tell a potential employer about the reasons for being late. Studies have shown that about 80% of late applicants did not get the desired position;
• Cheating during an interview. Talking about your many positive aspects, you should tell the truth and nothing but the truth. The deception will sooner or later be revealed and this will affect future relationships with colleagues and with the employer;
• Unfinished self-presentation. You need to be sincere, original, but you should not talk about your personal life until you are asked about it.

Losing a job is not a reason for self-flagellation, because this is a real chance to improve your life, make it brighter, richer, while gaining invaluable experience. Some people go to work as a holiday, they do not wait for the weekend like manna from heaven, because such workers have found their place under the sun.

What should an unemployed middle-aged woman do?

It's more about useful activities, and not about hobbies, such as soap making or cross-stitching ????
For example, can a woman who does not have the skills to master the repair in the apartment? An unemployed middle-aged woman can do a lot of useful things for the home.
It's more about women with limited means. Those women whose finances are in order will find something to do themselves.

Have you had such a period in your life that you were unemployed for a long time?

They don't need advice from the internet

For women in need of money, you can find activities that never reach the hands of working women.

For example, you can shake the cabinets for unnecessary things, and get rid of them. You can sell things, or you can just give them to someone. You should not visit a fraudulent Avito, because there are a lot of other sites that are in the top on the Internet.

With a probability of 5%, we can say that the entire women's wardrobe and the wardrobe of her household are in order - as a rule, there are many things that need minor repairs (hem, sew, lift loops, remove pellets, bleach, comb and ruffle :-)) .

After such classes, many women feel better.

You can learn how to do manicures and pedicures yourself (even shellac if you buy a dryer), dye your hair (there are companies that sell paint in bulk, and there are modern paints that do not spoil your hair - for example, Italian oil-paint) and make body wraps.

When visiting stores, you should pay attention to wholesale stores and firms. Those who love frozen food can visit the food city, those who like fresh food will like: metro c&c, zelgros and the like.

An unemployed woman, if she wants to improve her figure, can do without a gym. Absolutely free of charge, you can walk on the buttocks, honing the contours of the priests, do self-massage, gymnastics for the face and neck. The question is where to get professional high-quality cosmetics and care products. Unfortunately, the choice is small, you will have to catch special promotions and sales.

An unemployed woman can read literature: at night - fiction, and during the day you should pay attention to those books that will help either find a good job, or learn how to properly manage the means that are available. Not everyone knows the books of the German Bodo Schaefer (financial Mozart), who deduced the golden rule of a millionaire - 72 hours: Money has a good effect on women, Laws of winners, The path to financial independence. The first million, Breakthrough to financial success, Money or the ABC of money will help you prioritize, help, if not get rich, then at least correctly assess your capabilities. And the Germans are very consistent, punctual, practical and far-sighted.

Instead of a horoscope, an unemployed woman is better off reading books on numerology. This is number theory, and has nothing to do with predictions and divination. Numerology gives a person the opportunity to understand himself, not to set excessive goals, but not to diminish his capabilities.
It is better to read the originals of the books, and not women's sites on which girls write with errors and do not understand what they are reprinting.

An unemployed woman can take a driving course. The ability to drive a car will always come in handy. When a woman gets rich, she will have no time to go to courses and ride with an instructor))

An unemployed middle-aged woman can train a memory that needs training. And, finally, if there is understanding and desire, a woman can understand nutrition, and understand what she is doing wrong, and what is the best way to feed her loved ones, so that while the woman herself does not work, they can provide for her))

Millions of Russians today are not able to pay off their debts. According to the United Credit Bureau, 39.4 million of the country's 75.5 million economically active population now have outstanding loans. In total, Russians owe banks 10.6 trillion rubles, many of them at once. According to OKB analysis, a quarter of borrowers service two loans at the same time, and 18% - three or more.

The main mistake of the borrowers was their irresponsible attitude to the personal budget: when entering into loan agreements, they thought only about how to spend the borrowed money, and not about how they would return it. Therefore, now, when many companies optimize costs and reduce employees, many are unemployed with loans in hand.

Where to find sources of income when there is no work, or what to do when you are fired

How to behave in such situations, experts said.

Try to solve the problem yourself

If you lose your job and need to pay off a loan, you need to start acting in all directions at once: urgently look for a new job, cut costs as much as possible and start negotiating with the bank, advises a personal finance expert Ekaterina Baeva.

“People in a crisis often see only one way out,” says the financial consultant. “For example, they believe that they should be forgiven for a debt, or they are waiting for their acquaintances to “throw in” a thousand rubles each to pay off a consumer loan.” At the same time, borrowers stubbornly cling to only one way out, not considering other options. This is wrong from the point of view of the family budget, the expert believes.

“For example, a family that is having difficulty paying a mortgage stubbornly rejects the idea of ​​using maternity capital, because it will only be 4 monthly payments, while the mother’s job is impossible, because there is nothing to pay for kindergarten,” Baeva explains. — Family members think for a long time that the bank should “forgive” them the debt. However, when their plan doesn't work, everyone becomes desperate."

Baeva also cautions that taking on new loans, especially express loans, will only exacerbate the financial crisis, so don't make emotional decisions. Personal finance consultant Natalya Smirnova also advises not to take on new loans to pay off old ones - this is a sure way to drive yourself into an even deeper debt hole.

Ekaterina Baeva offers to cut costs as much as possible during a difficult period. “Naturally, it is not recommended to eat only Doshirak, but a new expensive phone or a farewell party with friends on the occasion of leaving work can definitely wait,” the expert says.

In addition, you should seek help from friends and acquaintances who will be much more willing to help if they see your desire to get out of the debt hole. Consider selling some of the property. Of course, it is difficult to part with your favorite car or game console, however, if it comes to court, they will still be taken away by the bailiffs in payment of the debt.

Contact the bank

If you can still manage a small consumer loan on your own and with the help of friends and relatives, then a large loan, like a mortgage or a car loan, is not so easy to repay. In case of loss of a source of income, experts advise immediately contacting creditors, without waiting for delays in payments.

“You should not disappear and not pay anything, in the hope that the bank will forget about you,” says Baeva. - He won't forget. Even if the bank goes bankrupt, other organizations will outbid its debts.”

To begin with, a financial consultant advises contacting the bank with a proposal for a postponement due to the loss of a job. Arrange a meeting with a bank employee and provide all available documents confirming the loss of a job, transfer to a low-paid position, illness, fire, etc. If you do not inform the bank about your problems in time, then after the next payment is overdue, interest will automatically start accruing. In particular, mortgage borrowers whose income has fallen by more than 30% can receive "credit holidays" - they can be exempted from payments on the principal debt for 6-12 months and count on an interest rate not exceeding 12% under the assistance program developed by Ministry of construction of Russia.

You can also turn to the restructuring program. In this case, the client may be given another loan at a lower interest rate, or the accrual of fines and penalties may be suspended. Financial Consultant Natalia Smirnova advises you to contact the bank with as many documents as possible confirming your desire to avoid delays in payments: this may be a copy of the work book with a record of dismissal, as well as a document on registration with the labor exchange.

“Although the restructuring will increase the overpayment, it will save you from a damaged credit history, information about which is stored for 15 years,” warns Smirnova.

However, Ekaterina Baeva reminds that a bank is a big bureaucratic machine acting according to instructions, so if your situation does not fit into it, you may be denied both a deferment and restructuring.

“When contacting a bank, try to reach out to higher-ranking people than an ordinary credit manager, who will try to the last to solve an unusual situation within the framework of standard banking procedures,” Baeva says.

If possible, you should try to temporarily live with relatives, and rent out your apartment - the money can go to monthly mortgage payments. Another option: an apartment received on a loan can be exchanged for a smaller living space and a significant part of the money on the loan can be returned.

Remember that the lender does not benefit from the uncertainty of the financial condition of the borrower, it is important for him to receive rhythmic and regular payments.

Bankruptcy

In case you are late and your debt has already been sold to collectors, Ekaterina Baeva advises not to panic and not be afraid of threats. “The times of the dashing 90s, when the ‘brothers’ could come, have already passed,” the expert says. - They will put pressure on you morally, often call, perhaps, people from your environment, send leaflets, perhaps come and demand to return the loan. Further, the case will be referred to the court, and if you are not lucky and the case is quickly considered, then by decision of the court they may appoint a forced sale of property, but it should be borne in mind that some types of property are not subject to collection.

Bayeva draws attention to the fact that threats of physical violence and even simple night calls are considered illegal, so recording such a conversation can be a reason to contact the prosecutor's office. “It is worth remembering that the actions of collectors are strictly regulated by law and you have the right to complain about violations of your rights,” says the financial consultant.

If the situation is not in your favor, job searches do not lead to anything and you simply have nothing to live on, then you need to know that the law on bankruptcy of individuals comes into force on July 1. “With a debt of 500 thousand rubles. and overdue debt for more than three months, you can declare yourself bankrupt, says Natalya Smirnova. “But you should do this only as a last resort, as this will put a black mark on you for 5 years: you will not be able to take new loans, organize a business, and so on.”

Both the debtor and his creditors can file for bankruptcy. The application is submitted to the court of general jurisdiction at the place of registration of the debtor, and then the borrower, creditor and financial arbitration manager draw up a debt restructuring plan if the debtor has a permanent source of income. If there is none, then the property of a citizen will be sold through the court, and the proceeds will be distributed among creditors. After the completion of the bankruptcy procedure, the unsatisfied (due to lack of funds) claims of creditors will be considered repaid, and the debtor will be released from debts.

Idle |ˈaɪdl| - simple, idle, inactive, idle, empty, idle
- unemployed |ˌʌnɪmˈplɔɪd| - unemployed, idle, idle, unused
- not working  - not working, not working, idle not working not working

non-operated
inoperative, faulty - fail to operate
inactive, idle - out of commission
inactive; idle; out of operation
unloaded machine; idle machine - blocked machine
broken machine; down machine
idle engine; shut-down engine - shut-down engine
bench warmer, idle person, unemployed - bench warmer
occurring during off-hours; idle; unemployed - off the job
broken perforated interval; nonproductive perforation

an element that temporarily replaces another element; - dummy component
the closing rod of the farm; idle rod; hint bar - key bar
unused element; idle element; - idling component
additional non-working insulator; insulating spacer - standoff insulator
a) not switched on, inactive, inoperative; b) disturbed, disorganized; out of order; with poor health - out of gear

5 more exampleshide

Related words, or rarely used in this sense

Standing |ˈstændɪŋ| - permanent, standing, standing, fixed, fixed, fixed
- inactive |ɪnˈæktɪv| - inactive, inactive, inactive, inactive, inactive

inactive tool

Inoperative |ɪnˈɑːpərətɪv| - inactive, inactive, inactive

idle engine - inoperative engine
broken pointer - inoperative gauge
inoperative rocket engine
inoperative high pressure fuel pump - inoperative injector pump

Disabled |dɪsˈeɪbld| - disabled, crippled, disabled
- inoperable |ɪnˈɑːpərəbl| - inoperable, inoperable, inapplicable
- dead |ded| - dead, deceased, dead, dry, perfect, inanimate, empty

dead cylinder

The typical Russian unemployed of the old type - the way Rosstat sees him - does not cause a strong desire to hire him. Before the beginning of September, when the crisis hit Russia, most of the people in this company had completed 11 grades of school - 34.8% of the total. The unemployed who graduated from vocational schools are about 18%, about the same number have studied at technical schools. The unemployed with higher education in Russia are only 11.5%. The average age of the unemployed is 34.8 years. In total, there are 5.14 million, or 6.9% of the economically active population.

However, these data, although they come from Rosstat, do not have a completely official status. The fact is that they are collected according to the methodology of the International Labor Organization, that is, they allow you to see an almost real picture of unemployment. The paradox is that for Rostrud the reality is different: in order to look unemployed in the face of the state, it is necessary to register at the labor exchange. Far from all those who lost their jobs take this step: for example, as of October 17, 2008, there were 18.6 thousand registered unemployed in Moscow, and their real number was estimated at about 100 thousand.

In every district of Moscow there are employment centers where you can officially become unemployed. Their activities are regulated by the city employment service, which in turn is subordinate to Rostrud.

The functions of the Russian employment service are quite extensive. It not only registers the unemployed and pays them benefits, but also helps them find work, sends them to professional retraining courses for free, and also provides psychological assistance. In the USA, for example, the tasks of a similar service are much narrower. She simply registers the unemployed (for this he needs to lose his job through no fault of his own and be in active search for it) and pays him an allowance. So why do people go to the American labor exchange after losing their jobs, but not especially to ours?

“In Russia, the amount of unemployment benefits is ten times lower than in the US or France. Therefore, going to us is considered some kind of shame, ”the head of the information department of the Moscow employment service, candidate of economic sciences, is indignant Andrew Grinberg. In the US, the amount of benefits depends on the length of service and salary of a particular person before losing his job, as well as the laws of the state where he lives. In practice, it turns out $ 200-400 per week. True, after 26 weeks, assistance stops, since it is considered that this is a sufficient period for employment.

Due to the size of the allowance, it is extremely difficult to attract even a person who does not have a job to the stock exchange. And few people believe that the employment service can help the unemployed with something other than benefits.

It was decided to test the viability of the Russian labor exchange on a promising employee who lost his job precisely because of the crisis turmoil. Anna graduated from the Faculty of International Journalism at MGIMO. She studied in Spain for several months, knows the language perfectly. Plus English and some German. In September, she got a job at a large state-owned enterprise as an editor-translator from Spanish for a salary of 35 thousand rubles. per month. For exactly three weeks, her bosses were very pleased with her, the order for employment had already gone to the signature “upstairs”. But then an email was sent to employees of the enterprise: although “we have a large margin of safety and our income this year is higher than our forecasts, while the financial situation in the country remains unstable and uncertain.” In this regard, a moratorium on wage growth, hiring employees and starting projects. Having become a victim of preventive measures, Anna went to the labor exchange - to the state employment center at her place of residence, in Butovo.

On Monday at ten in the morning there are several women in their 40s and one man in their 50s. On the walls of the announcement: an administrator is required for a beauty salon, the salary is 35 thousand rubles, the driver is 30 thousand rubles. In one of the offices they explained that if a girl has a work book, she can become officially unemployed. By law, this can be done by any able-bodied citizen who does not have a job and earnings, is looking for a job and is ready to start it ten days after he declared himself to the employment service. However, if the girl is just from the institute and she did not have time to get a work book, a document on education and a passport is enough. True, without work experience, the allowance will be minimal - 718 rubles. The unemployed with long work experience are paid about 4 thousand rubles.

To be honest, filling out the questionnaire, we did not really believe that we would be able to find a job here for an international journalist with a higher education and three foreign languages. Moreover, Anna honestly indicated that she wanted a salary of 37 thousand rubles. Reality exceeded expectations.

What to do if you are unemployed

The job searcher read Anna's profile, looked at the girl with bewilderment and asked if the applicant had tried to search for vacancies on the Internet. And immediately agreed to provide her professional assistance in this search. The database of the employment service, as we found out, is from the same vacancies as those of Superjob agencies: at the time of our visit, it contained 177 thousand vacancies - more than the unemployed in the capital. An employment service specialist easily navigates among this diversity.

Bottom line: the company "Beiten Burkhardt Rechtsan-Waltsgesellschaft mbh" offers Anna a job as an interpreter for 35 thousand rubles. Translator for 50 thousand rubles. White & Case LLC is required, and three other companies are looking for public relations managers and journalists with knowledge of a foreign language for 30 thousand rubles.